Studying Abroad: The overall number of students choosing to study abroad is increasing.
Numerous factors influence both students’ and their parents’ decisions to attend international universities for higher education. outstanding career opportunities, globally recognised education, cultural exposure, and a plethora of scholarship opportunities are a few reasons. Also, Read –Pte and IELTS Score and ONGC Recruitment 2022: Apply For 871 Posts at ongcindia.com Till Oct 12. Read Details Here
International students must, however, meet the basic requirements in order to complete the admissions process to the desired abroad colleges. There is a common mandatory process that all universities must follow, as well as additional requirements that vary by university. Here is a list of the essential prerequisites for students interested in studying abroad. Also, Read – SSC CGL Recruitment 2022: Registration Date Extended Till Oct 13; Apply Now at SSC. nic. in
IMPORTANT REQUIREMENTS FOR INDIAN STUDENTS TO STUDY ABROAD APPLICATION
Writing an application is the first and most important step in applying to study at an international university. The application form will include all of the candidate’s relevant information, such as academic details, personal details, professional details, and any other information pertinent to the course of study. Also Read – LIC, Banking, Airports Authority of Recruitment 2022: List of Top Govt/Private Jobs For Candidates.
ACADEMIC TRANSCRIPTS
From the beginning of their studies to the highest qualification, the candidate must submit all academic documents. There are also universities that may require a minimum percentage of marks in a specific subject, so students should check the official website before proceeding with the application process.
ENGLISH LANGUAGE PROFICIENCY(ELP) Score
The English language test score is required for all international students seeking admission to a university. IELTS, TOEFL, GRE, SAT, PTE, and other test scores are accepted. The minimum marks required, however, differ from country to country.
CURRICULUM VITAE (CV)
A Curriculum Vitae contains academic and professional information, such as degrees, certifications, internships, and other relevant work experience. Candidates must submit an updated curriculum vitae(CV) to the university.
STATEMENT OF PURPOSE (SOP)
Statement of Purpose (SOP): The Statement of Purpose will include the student’s background, the reason for choosing the programme and the university, the reason for choosing the country, professional goals, work experience, participation in extracurricular activities, and other information. A well-written statement of purpose can help an applicant stand out from the crowd and get admission to their preferred university.
LETTER OF RECOMMENDATION (LOR)
The LOR is shared by full-time professors or current managers. Full-time professors or current managers provide the LOR. It emphasises qualifications, accomplishments, tenure, and contributions to the current organisation. The LOR enables the admissions committee to gain insight into the candidate from a higher authority’s perspective and then decide whether or not to approve admission.
STUDENT VISA
Following confirmation of admission by the university, the student can apply for a student visa at the embassy. The university may apply for a student visa on their behalf in some countries. A visa application form, letter of acceptance, passport-size photographs, travel documents, proof of accommodation, proof of finances, health insurance, copy of academic transcripts, and receipt of visa application fees are some of the required documents for Indian students to the visa application.
3 Common Credit Myths That Could Damage Your Score
Financial misinformation is rampant, and it could be hurting your credit score. A new NerdWallet survey finds that Americans hold many misconceptions about their credit, some of which could seriously damage their scores. Here are three common credit score myths and how to guard against them.
Myth 1. Leaving a balance on your credit card is good for your score
This is a sticky credit myth: Nearly half of Americans (46%) think leaving a balance on their credit card is better for their score than paying it in full, according to the survey. But carrying a balance doesn’t help your credit and can, in fact, be harmful if the balance is a large percentage of your available credit limit. That’s because it increases your credit utilization (the amount of your credit limit in use), which significantly influences your score.
Another drawback of leaving a balance on your credit card is the interest expense. Credit card debt — which you have if you leave a balance on your card, even if intentionally — is one of the most expensive types of debt due to double-digit interest rates. And while you might think leaving a small balance on your card wouldn’t be that costly, it can be because of how credit card interest is calculated.
If you don’t pay off your entire balance by the due date, interest is assessed, but not just on the remaining balance. Instead, it’s calculated on the average daily balance on your credit card. So if you leave a $10 balance on your credit card, but the average daily balance on your card over the month was $1,000, interest is charged on the $1,000 balance.
You can combat this by paying off your balance on or before the due date, which may lower your credit utilization and monthly costs.
Myth 2. Closing a credit card you don’t use is good for your credit
The survey found that close to half of Americans (46%) think closing a credit card they no longer use can help their credit score. Keeping a financial product you aren’t using seems counterintuitive, but closing a credit card can damage your score.
Closing a card may ding your credit score in two ways: increasing your credit utilization and decreasing the average age of your accounts. And while there are reasons to close a credit card account, generally, disuse isn’t enough of a reason to take the credit hit.
Even if you don’t cancel your credit card, the issuer will eventually close any account that’s not used over a certain period. To combat this, you can charge a small recurring expense — like a monthly subscription — to the card and set up autopay to wipe out the credit card balance each month.
Myth 3. A credit check won’t impact your score
More than a quarter of Americans (28%) don’t realize that a lender running a credit check can make their credit score go down, according to the survey. There are two types of credit checks, a hard inquiry and a soft inquiry. When you check your credit, it’s a soft inquiry and doesn’t affect your score. But when a lender checks your score to determine creditworthiness for a financial product, it’s a hard inquiry, and your score can go down.
There are some exceptions. For example, for certain financial products, such as a mortgage or auto loan, several inquiries made in a short period count as a single hard inquiry. The amount of time varies by credit scoring model, but it’s safest to submit all applications within a two-week period. This is known as “rate shopping” and allows you to shop around for the most favourable loan terms.
However, applying for multiple credit cards in a short period doesn’t fall under rate shopping and will result in a hard inquiry for each application. For this reason, limiting the number of card applications you submit is a good idea. Hard inquiries can stay on your credit report for two years, so before applying for a new credit card, make sure it’s available to consumers in your credit score range.
English language requirements
All applicants to the University (from the UK and overseas) are required to show evidence of a minimum English language level in order to be accepted onto our courses.
This level is often referred to as the ‘B2 level’.
- Most of our courses require a minimum English level of IELTS 6.0 (Academic) or equivalent, with no band score under 5.5.
- Trinity ISE: Pass at level III (with a pass in each component) also meets this requirement.
- For January 2023 entry, we are accepting IELTS Indicators.
- Some of our courses ask for a higher score. It is therefore important to look at individual course requirements.
- If you meet the English language level for entry to your chosen course, you will also meet the minimum English language level required by UK Visa and Immigration (UKVI) for a Student Visa.
- If you do not meet the English language requirement we may give you a conditional offer subject to you meeting the requirement before the commencement of the course.
- We accept a wide range of alternative English language examinations and tests so please check the list of other accepted tests.
Reading
- This module consists of five sections. In each section, there is one reading task to be completed.
- Duration: 1 hour, 15 minutes
Writing
- This module assesses your ability to write an essay.
- Duration: 30 minutes
Listening
- This module consists of five sections.
- Duration: 1 hour
Speaking
- This module has five sections with one, or more, speaking tasks (questions) in each. Simply answer by speaking into a microphone.
- Duration: 20 minutes
If you have any queries, please email global@ulster.ac.uk
Pre-sessional courses
If you do not quite meet our English language requirements then you should consider taking one of our Pre-sessional English for Academic Purposes courses.
Accepted English Language Qualifications
- Cameroon GCE O Level Cameroon GCE O Level IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C NA NA
- Hong Kong Advanced Level Examination (HKALE) – Use of English Hong Kong Advanced Level Examination (HKALE) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade D or higher with Grade D or better in at least 3 of the 4 sub-skill areas. NA NA
- Hong Kong Advanced Supplementary Level Examination (HKASLE) – Use of English Hong Kong Advanced Supplementary Level Examination (HKASLE) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade D or higher with Grade D or better in at least 3 of the 4 sub-skill areas. NA NA
- Hong Kong Diploma of Secondary Education (HKDSE) – English Language Hong Kong Diploma of Secondary Education (HKDSE) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade 4 overall with no less than 3 in any of the 4 sub-skills NA NA
-
Hong Kong Certificate
- Hong Kong Certificate of Education Examination (HKCEE) – English Language Syllabus B (before 2007) Hong Kong Certificate of Education Examination (HKCEE) – English Language Syllabus B (before 2007) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C or higher including only one Grade D in any of the four sub-skills, with Grade C or better in the at least the other three sub-skills. NA NA
- Hong Kong Certificate of Education Examination (HKCEE) – English Language Syllabus B (after 2007) Hong Kong Certificate of Education Examination (HKCEE) – English Language Syllabus B (after 2007) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade 3 in all test elements NA NA
- Indian Standard XII English Indian Standard XII English IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NAA minimum mark of 70% in English in the Standard Xll examinations in the Central Boards (CBSE/ICSE or the State Boards of Maharashtra, West Bengal, Tamil Nadu and Karnataka). No time limit.
NA NA
- International Baccalaureate (IB) International Baccalaureate (IB) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Higher or Subsidiary level in English Language (grade 4 or above) NA NA
- International GCSE: English as a first language International GCSE: English as a first language IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C in IGSCE English as a First Language (Syllabus 0522) Grade C in IGCSE English as a First Language (Syllabus 0500) with Grade 2 in Speaking + Listening componentsGrade C in IGSCE English as a First Language (0522)Grade C in IGCSE English as a First Language (0500) with Grade 2 in Speaking + Listening componentsGrade C in IGSCE English as a First Language (0522)Grade C in IGCSE English as a First Language (0500) with Grade 2 in Speaking + Listening components
International GCSE
- English as a second language International GCSE: English as a first language IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C in IGCSE English as a Second Language (Syllabus 0510) with Grade 2 Oral endorsement Grade C in IGCSE English as a Second Language (Syllabus 0511) with Grade C in oral assessmentGrade C in IGCSE English as a Second Language (0510) with Grade 2 Oral endorsementGrade C in IGCSE English as a Second Language (0511) with Grade C in oral assessmentGrade C in IGCSE English as a Second Language (0510) with Grade 2 Oral endorsementGrade C in IGCSE English as a Second Language (0511) with Grade C in oral assessment
- INTO International English Language Assessment (IELA) INTO International English Language Assessment (IELA) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA
- IELA 169 overall minimum 162 in sub-skills
- WAEC / NECO
No time limit
WAEC / NECO IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C6 Grade C5 Grade C4
- Zambia General Certificate of Education Zambia General Certificate of Education IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade 6 NA NA
- Zimbabwe Zimsec at the ordinary levelNo time limitZimbabwe Zimsec at ordinary level IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 NA NA Grade C NA NA
Accepted English Language Tests
- Cambridge Advanced English Cambridge Advanced English IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0 C1 Advanced162 overall with not less than 162 in 3 elements and a minimum of 154 in the 4th element.Any offers made will be conditional on the successful completion of Standard Pre-Sessional169 overall with not less than 162 in each element of the test (taken from January 2015)
176 overall with not less than 162 in each element of the test (taken from January 2015)
185 overall with not less than 162 in each element of the test (taken from January 2015)
- 162 overall with not less than 162 in 3 elements and a minimum of 154 in the 4th element.Any offers made will be conditional on the successful completion of Standard Pre-Sessional.169 overall with not less than 162 in each element of the test (taken from January 2015)
Not applicable, Not applicable
- 169 overall with not less than 162 in each element of the test (taken from January 2015)176 overall with not less than 162 in each element of the test (taken from January 2015)185 overall with not less than 162 in each element of the test (taken from January 2015)
- B2 Communicator (all skills) High Pass, with a minimum of 33 in each band score. NA
- Occupational English Test (OET) Occupational English Test (OET) IELTS 5.0 IELTS 5.5 IELTS 6.0 IELTS 6.5 IELTS 7.0NARead More: Difference between Literature Review and Abstract